haliib

Another option might be looking at surgeons who have payment plans or use Care Credit (a credit line specifically for surgeries and medical expenses). I used Care Credit for some dental work. They are owned by one of the larger banks but I forget which one. I found them very easy to work with and they even gave me a 1 year interest free period. I noticed that my surgeon uses Care Credit.

When I was approved for surgery - my BMI was a 37.x.
The day of surgery, my BMI was a 34.1 - which means I dropped below the 35 BMI with two comorbidity cutoff. I was informed by my surgeon that my insurance goes by the BMI I was approved at - not the BMI I had during the day of surgery.
(Just as an FYI - I had United Healthcare at the time. I did not have to do a supervised diet as a part of the insurance requirements, but my doctor required a 2 week liquid diet prior to surgery).

And my insurance plan required I not gain even a pound during my 6 month supervised period. I didn't have to lose but I could not gain from one appointment to the next or the 6 month clock would start over.
I'll just offer up that even if your plan requires a 3 or 6 month supervised period - don't fret about it. I was upset at first but honestly I needed that time to get all the pre-op testing done and learn as much as possible and really truly prepare myself for post-op life. And it seriously went by faster than i could have imagined!

Hello! I am new to this site. I just started researching options for WLS a few days ago, and I have a few general questions I feel like I should get answered before I get my hopes up for anything.
(I understand that this is just a forum, and people are giving me opinions based on their experiences.)
I am 23 years old, and 250 lbs. My BMI is 41.
I have been obese since I turned 16 and started working at a fast food restaurant. I have been trying to lose weight since then. My pattern tends to be that I do really well for a few weeks and then I fall off the wagon once that initial motivation is gone and gain back even more weight.
My questions are as follows:
1) I have never done a medically supervised weight loss program. ( I have done Weight Watchers and similar programs). Will they want me to try a medically supervised program before considering me?
2) I have no co-morbidities, but diabetes, heart disease, and hypertension runs very strongly in my family. Could that be a reason to deny me?
Thank you for any responses you can give me, I appreciate any and all opinions and experiences. If these questions are more suited for a surgeon please let me know.
Thanks!