This my first post. I figure it's time to jump in....
I have Cigna too. I am waiting on approval. Hopefully in just a couple days. My surgeon told me the last appointment must be great than 90 days from the first visit. That is most important.
I have some problems. My PCP refused to medically clear me because I wasn't "that overweight". BMI 40, arthritis in both knees, diabetes, high bp. I just went to another doctor and got the clearance. Nutritionist and psychologist were easy to get done. Now I wait....