SusanB55

That is the problem. My husband's first dr supervised was December 29 and the next appointment was with the NUT on February 25. Almost two months later. We didn't suspect anything and figured the office knew what they were doing. OMG, they totally screwed it up.

Ok, well thanks anyway. I hope somebody else can address this.

Hello all you lovely people My name is Susan and I subscribe to this thread and have been following it..."lurking" if you will. I am VERY angry with my bariatric surgeon's staff. Maybe you all can help me? My husband and I are both jumping through the bariatric hoops in the hopes to be approved for the sleeve. Because my husband is diabetic and his health is primary, I have been firm in that I would like him to have surgery before me. The doctor and staff understood and set up the nutrition and dr supervised appts within the 90 day period, which I know you all know about. They told him on his last appt that his 90 days start from his first nut appt, not his first dr sup'd appt. These two appts were 2 months apart due to their scheduling. So now they are saying that his 90 days extends to the end of May when it was supposed to be all wrapped up THIS month. Please advise me. Did your 90 days start with the NUT appt? Is that true? I'm so pissed. This is what THEY do all day, every day! And they screwed it up and just say "oh, sorry". I can't tell you how depressed we are over this. Thank you all.

Hi everyone. I have been 'lurking' in the background reading up on all the insurance posts, especially regarding Fed BCBS. My husband is retired Federal employee and right now we have APWU (Cigna) which we picked as it was the least expensive of all our choices. However, my husband (and I) would like to get bariatric surgery and he had his first appt to discuss his options. The coordinator who handles all the precert said that BCBS Fed is the best for bariatric surgery. Therefore, I am trying to decide if we should dump Cigna and switch to BCBS Fed. and if so, should we choose the Basic or Standard plan? OMG, I'm about to have a panic attack over all this! Basic is less expensive than Standard, but it seems that the plans are pretty much the same, other than coinsurance and deductible amounts. Time is running out and I must make a decision soon. I sincerely appreciate any help you all can give me.

Thank you for your comment. My husband will be 65 in April so he will be eligible for Medicare. If Medicare was primary, didn't they have to approve your surgery as well? Since I am 'only' 55, he needs to keep FEHB to keep me insured. He would then have two premiums, MC and BCBS which I am thinking would be a little pricey for us right now. One other thing, do you have BCBS Fed basic or standard? Thanks

Thank you! Do you have basic or standard? That's my biggest dilemma right now. Basic is $153 less per month than standard, but other than copays and deductible, I don't see why the vast premium difference.

I've been doing side-by-side comparisons for a couple weeks now but was hoping to hear from anybody with first hand knowledge between the two plans

Hi everyone. I have been 'lurking' in the background reading up on all the insurance posts, especially this thread as it deals primarily with Fed BCBS. My husband is retired Federal employee and right now we have APWU (Cigna) which we picked as it was the least expensive of all our choices. However, my husband (and I) would like to get bariatric surgery and he had his first appt to discuss his options. The coordinator who handles all the precert said that BCBS Fed is the best for bariatric surgery. Therefore, I am trying to decide if we should dump Cigna and switch to BCBS Fed. and if so, should we choose the Basic or Standard plan? OMG, I'm about to have a panic attack over all this! Basic is less expensive than Standard, but it seems that the plans are pretty much the same, other than coinsurance and deductible amounts. Time is running out and I must make a decision soon. I sincerely appreciate any help you all can give me.