fitflab25

blue cross approved me also in a week too less than i think. Where in VA are u im in alexandria?

OMG! YES..my sex drive has gone through the roof!

This is gonna sound horrible, but I go to like Walmart or something and a cute guy will walk by and I turn and check him out and think Yeah I could totally tap that! lol

So yes drive is through the roof, as for the rest, well I have this personal goal of not attempting to "make up" for lost time while I was fat

LOL girl you totally cracked me up with the wal mart and i could totally tap that... BUt if this is the case I cant wait cause when i was thinner omg me and my man totally violated fort campbell back in the day lol I wanted it like 6 times a day, now like once a day gosh i need to get in the mentality of wanting it like a mad women for when he is here for a thanks giving...

wow slow metabolic rate i think i have that cause I can really keep track of my calories at 1500 and wok out an hour a day and still maintain weight!!! I have to have 1000 calories and work out to lose weight with a fat burner Im so freaking tired of it I can wait to get this band. I eat relativly healthy just I need alot to feel full I can eat a whole box of waffles in the box 8 about 4 inche acros and still be freaking hungry what the heck is up with that? I date alot of guys in the gym cause im so dedicated to it and these guys are like really muscular ect and they love how I cook and eat clean but agree i can eat alot toooi kow potions is my problem god i cant wait for my body to fit my mentality..

this was a great thread for me!! Im 26 5'3 and 3 quarters lol and Im very very solid build no beilieves i weight as much as I do and when i go to my lap band doc the patients call me a a light weight Hello Im 220 give or take... Ive been struggling with my weight for years all that i can remember. Some times I think I was born fat, well Ive always been worried for the skin also. I cant wait to see the results and when I see my man again his reactions he met me when i was on the skinny end of the yo yo

I have BCBS insurance as well. I have found out that after talking with them and starting the process that it would just be easier to pay out of pocket. My aunt went through the hoops and it took her 2 years to get the surgery... Hope this helps...

Well ladies and gents LOL get this for the past two days my lower back hassss been killing me ahhhhh I was supposed to do a 16 hour shift last night at work but the pain was to much so im about to go to a chiropractor, Im litterally going to ask him if it has to do with my weight ect and if so Im going to ask for my first letter to send to the insurence company. Im going to save them up first and send them all the same time... Also I talked to the lady who used to deal with the insurence and such in human resources, however she said she couldent help no more in that dept I explained my question ect and she said theres no reason for them to denie me for this if it is medically neccessarry. So she is personnally contacting the women now in charge to look in to it... and make sure it is clerical error and if so correct my policy i guess??? Just updating you guys ang gals u think this is smart?

How do u expect to get financing if you think ur credit is bad ect?? I litterally am opening I high intrest saving account as we speak with INGdirect.com (compliments by suzie orman) To start saving, cause i know my credit jacked ughhhhh

I honestly dont know what to say if that makes any matter in this process?? I wish I could get approved finaces to pay out of the pocket Im will to do that but credit sucks thanks I need any luck sent my way and right back at ya, dont promise good luck sent from me though lol

Try not to be discouraged :thumbup: I think Debbie may be right in that it was possibly the way the question was worded. We have BCBS Federal & it has covered nearly about 90% of the entire cost including all the pre-op work ups, tests, & visits & even surprisingly the EGD (endoscope) which most insurances don't' cover (this procedure runs about $1175). Our Bariatric center had a insurance checklist that even contained the medical codes they use so we could reference these with our insurance company. You may see if they have something similar they could provide to you. In a pinch, here's the wording in our policy regarding what is covered:

"Gastric restrictive procedures, gastric malabsorptive

procedures, and combination restrictive and

malabsorptive procedures to treat morbid obesity –

a condition in which an individual has a Body Mass

Index (BMI) of 40 or more, or an individual with a

BMI of 35 or more with co-morbidities who has

failed conservative treatment; eligible members

must be age 18 or over. Benefits are also available

for diagnostic studies and a psychological

examination performed prior to the procedure to

determine if the patient is a candidate for the

procedure."

Maybe this can help to give you some more specific wording when you talk to the insurance company again :tt2:

Oh I forgot to mention this, at Kings Daughters Medicle Center in Ashland Ky Anthem Blue Cross Blue Shield even certified the surgeons and clinic for Lap Band and Bariatric surgery.. Dose that make any diffrence?

I have the same kind of insurance (also from Ky). I was told by my doctor to call and ask my insurance co. "if they pay for wieght control surgery for Morid Obesity." The lady I talked to even read back that my policy states it will pay for WLS for morid obesity. Maybe it was the way you asked and that is why they told you that you could appeal it. I am not sure what the difference would be but I would keep trying.

Good Luck, Debbie

Thanks maybe it was the way I asked, But she said that my employer dosent pay for that benefit or something like that but if I try to get approved then they denie me just appeal it. I dont see why she would even say for me to appeal it if theres no use? I dont know I can just go to the seminar let them run my insurence and go from there I guess.. Maybe call again knowing my luck I got some one who didnt want to do the digging to get me the correct answer. LOL

I have Blue Cross Blue Shield PPO insurence through my employer, I pay the most amount for the most coverage. It just kicked in may 18th, I called them to ask if they would cover for this surgery and they said no, but I can file for a appeal process... Has any one been told this and so on? What can I do, or whats happend to you? I have been on a monitored weight loss programe with my family doctor useing Adipex and I lost like a total of 15 pounds since Februrary.. Ive been approved for gastric by the military before but chickend out of the drastic process... I need all the info and help I can get. Also June 6th I attend a King Daughters Med Center in Ashland Ky Lap Band seminar for the first step of this process.. This weight is the wall I gotta tear down to accomplish my career dreams and goals....:thumbup: