Thanks for the welcome. I do feel very luck about the Insurance company. Prior to my paperwork being submitted, I already did everything...including a sleep study, 6 months of a doctor supervised weight loss program, blood work, EKG, psych eval., etc. I just expected them to come back and at least want something else. I cried when they called. I just love my surgeon. He's the best. I am so glad that I found this site tonight...I know that you guys are going to help me through some tough times.:nervous