Even if you are approved. How much are you paying in addition?

Will I have to pay for the First consultation appointment?

BCBS said everything is paid for but people have been talking about fees that different Dr's have that are not part of the insurance stuff> (I think that is what they mean)

I hope I don't have to pay much because we are out of work. I thought if insurance covered it, it was all covered.

Thanks

I'm hoping the same thing as well. I work for the company where the surgeon is located so I'm hoping I won't have to pay much out of pocket.

I have federal BC/BS and I pay my regular co-pays. Doctor's appt is $30 for specialist, I had a $100 surgery co-pay. I also have to pay that co-pay when I have a fill. I know some docs include the fills for a year or something like that, so it really does depend on how they bill it.

Hope this helps.

I have Blue Shield and from what I understand, I only have to pay my regular copayments.

• $15 - office visits
  
• $20 - psych eval
  
• $0 - outpatient surgery
  

So far I've spent $80 out of pocket.

I have BCBS PPO of Michigan and I have only had to pay my regular co-pay for psych eval, family practice doctor, and the cardioligist my family practice doctor made me see. I did not pay a co-pay when I had my consult. I do know that the required nutrionist appointment is not covered at all by insurance. My surgery is covered 100% with no co-pay but I will pay the $15 co-pay when I have fills. Insurance companies and plans vary so much, I would suggest calling them dirrectly and getting the information from the source!

Each of my bi-weekly appointments I had a co-pay of $30 (for 3 months)

Fitness consult was a one-time fee of $20

I 'think' the psych eval was $30, but I might be wrong on that. Sorry.

Nutritionist was $100

My "portion" of the surgery was $300

So that's what?? Total of about $630 I think? Not too heinous. :tongue2:

I have bcbs of nc i have to pay a 1000.00 deductible and 20%. Also 200.00 to the pysch appt and 100.00 to the dietician. Not trying to scare you but you should reallt call your insurance and ask them so you will know what to expect.

The only surprise for me was anesthesia - I didn't ask, and they didn't tell me that the anesthesia group that the hospital used doesn't accept my insurance. This means that instead of no co-payment, I ended up paying a %.

My total out of pocket leading up to and including surgery was around $1000 because of the above.

Surprise!

I am in the very preliminary stages, but have done research on my insurance coverage. I have United and they will cover 90% of all related surgery costs. I will have my regular co-pays ($30 for specialists), and will likely pay $1,200 out-of-pocket for the surgery. I can definitely live with that! :closedeyes: