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Self-pay payment problems



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I have already paid $8000 of my self-pay cost but the balance was originally due on 8/12 (2 weeks before my surgery). I am using a school loan that was sent by mail on Friday, 8/8. It was supposed to be direct deposit but the school made a mistake and it was mailed TO MY OLD ADDRESS. Ack. It was my fault about the address. I had updated it online in my general info, but did not realize I need to change it with the accounting office, as well. So anyway, the last piece of mail that was rerouted to us took 13 days to get to me once it go tot the post office (I live in the same town, just a different street). I told the people in accounting at the surgery center on Tuesday that the check would be here anyday and they seemed cool with it, but now I am worried. I'm going to the post office tomorrow, but I know that they are really busy and it would be really hard to track down one piece of mail. I keep trying to think of someone I could temporarily borrow the money from for two weeks until the check gets here, but I hate asking. I might have to, though. Just needed to vent.

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Do you have a 401k account? My original plan fell through and I had to borrow from my 401k account. I applied for the loan the Tuesday before my surgery and by Wednesday night, the money was in my account. I knew right then and there, this surgery was meant to be.

I hope you get it all worked out. I know how frustrating it is just to be waiting for your date to arrive and then the financial part get all messed up.

Best wishes,

Stephanie

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Hi, I was self-pay too. I also had some trouble getting the money up front right away. I used a balance transfer check on my credit card, so had to wait for that money. Anyways, after I had put my $500 down payment the Center wanted the final payment 2 weeks before surgery too. I called the center and spoke to them and told them that I could not pay the balance until the day before surgery (when I arrived in MX by a Cashiers check). They didn't act extremely happy, but they understood and told me that as long as it was paid before surgery, then I'd be fine. So maybe you can do the same, just call and explain your situation. As long as you have already put your down-payment and pay the balance before surgery I think they will accept that. After all, they're not going to turn away money. Good Luck!:biggrin:

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First, thank you for the suggestions and support. It gave me some back up ideas and I was a little less stressed. Luckily, the forwarding process went quicker than I expected and I got the check yesterday, so the bill was paid today. I can't believe I am all ready to go! The only thing standing between me and the surgery is 10 days and the Medifast diet. I am so ready to do this! Yay!:)

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