QUESTION!! Surgery Criteria for Insurance Coverage
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Hey guys. I plan on attending a seminar next month about the lapband sugery. However I’m just confused on what the qualifications criteria is. I received a packet on the eligibility and it said the following:
1. Must be 100 pounds over ideal weight or have a BMI of 40 or above for 4 of the past 5 years (without co-morbidities) or BMI over 35 for 4 of the past 5 years with documented co-morbidities….ie. hypertension, diabetes, obstructive sleep apnea, etc.
2. Must be able to provide physician documented weight history for the past 5 years. (2004-2007)
So here’s my question.. I DO have a BMI of 41.6 which makes me qualify for the surgery. However it says that I have to have a documented weight history. I know for a fact that I was at a BMI of 35.2 in early 2005. So would that hurt my chances of qualifying?:wink2:
My other question… “documented co-morbidities” – what exactly does that mean? Does depression count? I went on Realize Band Candidate Quiz - REALIZEBand.com
And it told me that I was eligible and “I Do have obesity-related health conditions often used to determine surgery qualifications”
So would depression count?? Do I need to be fat longer?? I’m just so confused.. help!