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Surgery Date without Insurance Approval

Hi everyone! I was wondering if anyone had the same scenario. My surgeon gave me my surgery date of 10/9 and also gave me my pre-surgery consult appointment of 9/26. Can it be that he just knows I will be approved?

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I would find out for sure about my insurance before I had the surgery!


They tend to schedule it to have the room, cancelling is easier. They can always postpone if not approved in time.

  • Author

Thanks for the replies. That's what I was thinking. Just hope it is all approved in time for the surgery date. I called my insurance co and they said approval time is 72 hrs so I'm keeping my fingers crossed that it all goes smoothly. I'm ready! [emoji2]


My date was scheduled 2 months in advance. All documentation was submitted to the insurance company 2 weeks before my date. I called the insurance company every day with no decision and the "we're working on it" promise. I didn't get approved until about 3 hours before my scheduled date/time. As long as you communicate with your Dr and his staff and they are aware of and know you will not be able to get the operation without the approval of the insurance company
and they are fine with that, you should be on track. Keep your eye on the prize and be good to yourself. It isn't easy, but, it is worth it. I have lost over 100 lbs and I feel like a new person.

Sent from my SM-G930P using BariatricPal mobile app

  • Author
My date was scheduled 2 months in advance. All documentation was submitted to the insurance company 2 weeks before my date. I called the insurance company every day with no decision and the "we're working on it" promise. I didn't get approved until about 3 hours before my scheduled date/time. As long as you communicate with your Dr and his staff and they are aware of and know you will not be able to get the operation without the approval of the insurance company
and they are fine with that, you should be on track. Keep your eye on the prize and be good to yourself. It isn't easy, but, it is worth it. I have lost over 100 lbs and I feel like a new person.

Sent from my SM-G930P using BariatricPal mobile app







  • Author

Thanks for the reply! Congratulations on the loss that's awesome! I feel like I'll be in the same boat with last minute approval. Throughout my journey since May my surgeon and PCP assured me I would have no problem getting approved from insurance. I guess it's the waiting game the makes me nervous.


Thanks for the replies. That's what I was thinking. Just hope it is all approved in time for the surgery date. I called my insurance co and they said approval time is 72 hrs so I'm keeping my fingers crossed that it all goes smoothly. I'm ready! [emoji2]




My insurance took 2 weeks to respond!


  • 2 weeks later...

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