Hi all, I am very new here. I am looking at new insurance plans for the first of the year, but is it really that easy to call thw company and ask about there coverage? Looking for direction on how to answer insurance questions without raising a flag!

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Policies are pretty cut and dried. It's not like you are going to trick them into selling you a policy that they otherwise wouldn't. They either include the coverage or they don't. I'm not really sure what kind of coverage you are shopping for -- are you selecting a plan at work? Buying from an independent agent? Shopping on the Affordable Care Act exchange? How you figure out coverage depends on which kind of policy you are looking for. But I think the general answer is always going to be the same -- ask about coverage for bariatric surgery and get your answers in writing wherever possible. Look at plan documents and member benefit handbooks. Good luck!

Ask for a list of exclusions.

My company excluded all forms of weight loss assistance

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