I just got off the phone with my insurance. They said it pays 75% but the labs and doctors visit isn't covered does that mean all visits, the first one or after the surgery? Also it states I have to have documented failed weightloss attempt in the past six months. Does that mean I have to have been on a supervised diet for the past six months or just sometime in the past six months?

These are questions you should raise with your bariatric team. They are experienced with working with the various insurance policies/companies. Or, call your insurance company again and get more clarification.

Best of luck.

I think every plan is different. I know for my insurance (Meritain AZ), they only cover the actual surgery, but none of the work-up to surgery including office appointments for weight loss, surgical consult, psych eval, or sleep study. I was very careful to have some other type of medical complaint at my office visits and some of them were covered, although the insurance did deny a few because the office coded the primary complaint as obesity--which my plan doesn't cover. I did have to pay for my sleep study and psych evaluation out of pocket though and just shopped around for the best price. It stinks, but if I have to pay for some studies up front to get the surgery approved, I am willing to do so if it means I can attain a healthy weight.

Suggest you call the insurance and get clarification. Blogs can't answer your question