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Insurance excludes WLS

Has anyone's insurance excluded WLS and then got approved for surgery? I need help! Thanks!

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  • Read the wording very carefully. Mine said "weight loss surgery excluded EXCEPT for cases of medical necessity" or something similar to that. Contact the utilization department of your insurance and

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Read the wording very carefully. Mine said "weight loss surgery excluded EXCEPT for cases of medical necessity" or something similar to that. Contact the utilization department of your insurance and obtain a printed copy of their exact wording. Hope that helps.

Yes my health care plan won't be paying for this. Its an exclusion to the policy. I am self pay. Its not as bad as you think though! The hospital I'm at allows for med credit with a good chunk up front. Anesthesia (md and nurse) has two separate charges.

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