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Not submitting to insurance until after surgery?

My surgeons office told me bcbs of mi does not require prior auth so I will have my surgery and then they submit everything. Huh?? What if my insurance says no? So strange to me. Has anyone else ran into this?

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  • Call yourself. BCBS of MI is a huge company and every plan is different. It is not unusual for a patient to call themselves and then the formal authorization happen behind the scenes with the doc's

  • hannah ....Medicare of what state?

  • That would scare the crap out of me! I would call the number on my card and talk to them directly. You should know exactly what your part will be before you get it done. I would also want to know firs

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Get it in writing from your insurance carrier, you do not want to be on the hook for thousands of dollars after the fact.

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