Wasn't sure where to post this so I'm going to post it here. I am having surgery in three weeks in Mexico and I almost have the amount I need, $500 dollars away. I know I'll get there but at the same time, I've been touching my savings to catch up when my checks are short. I feel like I'm never gonna get there with all these stupid bills. I can't take out any loans because that's more debt and I get paid hourly and tips. Lately my checks aren't enough and I use my tips and savings to pay things. I need some advice on what to do. Certain bills are due every two weeks and there's no way I can get around that. So stressed and tired of worrying about money.... ;(

I know how you feel, one thing that I've learned is that I will always have bills so I try not to stress about them. Stressing over how much I owe doesn't get them paid any faster. If you can get the rest of the $ for the surgery I say go for it, this is an investment in your self.

To pay off my bills I pay the minimum in all of them, except the smallest one. This way I can get that one paid off the quickest, once I pay that off I move to the new smallest bill and repeat. This really helps me because this way I can see my list of debtors get smaller, and the smaller the list that means less money I have to pay out.

Thanks chi, I'm trying for example my car note and cell phone I pay half and half with two check but then by the time I pay them for that month and I have my college loans and other things due then back to square one. I'm trying to get extensions but it's not working out. I'm thinking of just delaying some bills to have enough. Just so stressful ;(! Thanks for the reply! Wish I had just one extra check