For Those That Are Financing Their Surgery
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I just wanted to share this site with everyone. I found a place called lendingclub.com that is REALLY interesting. This is not a bank loan. This is a loan through "invenstors". You fill out your application - then invenstors can see your credit score, what you are looking for in $$ - and decide if they want to help finance your loan. The financing rates are much lower than what they are for what a personal unsecurred loan would be. You put on the app what your loan will be for. An example are the following:
Medical Bills
Debt Consolodation
Pool Purchase
Vacation
Etc. The list goes on. This is a great way to get some financing for your surgery if your insurance will not pay for it.
After I've finished this - I am going to become an invenstor myself. You don't have to invest thousands of dollars. If you are looking to deversify you holdings - this is a great way to do it. I'm really impressed with this process. I needed an extra $5200.00 for my surgery - and I did not want to tap my savings, 401K or IRA. So I decided to go this route. I am 40% funded as of today - and I'm really happy about it. I can't wait to become an investor myself. The returns are much better than you can get even on your savings, yet alone a 401K or IRA. For anyone interested - take a look. I'm just really impressed with this - and hopefully it will help out others that may have been turned away by insurance - or their insurance (like mine) has an exclusion!