I have not yet gone through the approval process, but I am anxious I know my in-patient hospital copay is $250, and my Dr. office has a $300 admin/class fee... But is there also a seperate surgeon copay? Or just my regular $25 office copay for the actual surgery, or is that all included in the hospital copay?

Your doctor's office should have someone who is knowledgeable about what your insurance requires you to pay, but the safest thing is to contact your insurance carrier for specifics. Every insurance policy is different.

There are so many variations in insurance coverage. The best way to find out is to call the customer service for your insurance provider.