For your band?

Astrid,

can I ask what level of hospital + extras cover you have? I'm thinking about insurance shopping to prevent myself having to pay a large sum at the end.

Michelle

16,000 tomorrow...

sorry for the delay michelle

errr posted before i finished

we have hospital with $50 excess per night and top extra's cover we've got three kids and it comes to $81.20 a fortnight which has been an effort to pay at times

we found out a couple of months ago that my daughter needed a heap of dental work and that ALL been covered haven't paid a cent for that iv also had 2 fillings done and that was fully covered aswell so we have spent less on the insurance than we would have dental

iv also found everyone iv dealt with from HCF really helpful

wow i should do there ads after that speel

also michelle where are you located? i know diffrent surgeons and there teams have diffrent gaps (if any)

Hi Astrid,

thanks for the info. I'm in Bris, in Jindalee (sort of south side as far as I can tell). I've been told I have a $6,500 ish out of pocket expense which isn't covered by gap.

michelle

have you had a look on the yahoo lapband chat there seems to be alot of brissies on there they may be able to point you in the direction of a good surgeon thats cheaper

Lap Band Surgery - Health Message Boards

No I hadn't. Thanks for that.

I was done by Dr Martin at the PA in brissy

it coz 10000 in total including dietitan visits. I didnt have any insurance

My hubbys super paid for it. Post ops and fills are bulk billed I thought it was a great price with no insurance!!!

im in people care and hav medium cover.. and im paying $3700 by doc gorgeson in sant gerorge private hos in 5 days..

Mine cost total about $5000 with private health insurance (NIB)...that includes my surgeon, hospital stay, anaesthetist, dietitian, psych before and after, fills and general appointments bulk billed. I then got about $1200 back from both Medicare and NIB combined. Not so bad!

Mine is costing $1950 out of pocket (HBF private health cover) including the anaethatiest. Fills have a gap of about $40. Doc Watson says he charges a gap to prevent people coming in every week to be adjusted. Fair enough!

I'm paying $6,500 AUD with Dr Blair Bowden. I know I could get it cheaper but I dont think that you should shop around for this type of thing. Find a Doctor you trust with a good reputation and pay his/her fee with confidence.

Fleur - is that a gap payment. My bill for Blair is over $20 000 - all self pay through super.

That was the gap payment. When I visited the office last month, I was given a paper that said my total out of pocket after insurance would be $10,500

I used Dr Copp $16500 as a self pay but I got $2300 back from the hospital and should get some more back at tax time.

Out of pocket first visit $100 for the nurse. Then first visit Dr.$180. 2nd visit Dr. $73. Out of pocket for Dr fee $4500. $1250 anaethisist fee not sure how much I will get back from health fund. $200 excess for hospital. Still waiting on other bills for assistant etc. Once I get all bills and hand in to my health insurance I will be able to give you a better idea of out of pocket expenses. Wesley Hospital Brisbane Surgeon Dr. Blair Bowden