I am currently researching the lap band in general. I would like to get the procedure, but I do not know if I would be able to obtain the financing. I have blue cross blue shield. I have read they can go either way. I have a BMI of 41, but suffer no additional health problems. However, if I stay at this weight I eventually will. I have some questions for those going through or who have went through the process...

1. What kind of hoops do I have to go through?

2. IF insurance covers 80 percent of it, do they also cover the tests/hoops I will go through such as the nutritionist, blood work, psycho. eval. etc.?

Any suggestions/tips would be greatly appreciated! Thanks:smile2:

Edited October 27, 201015 yr by cristie2000

It dependson your policy. My insurance covered all test and appointments except for the nutritionist. They only cover it for cholesterol or if you're diabetic, not weight loss.

I have fed BCBS and so far I am about $600 out of pocket that was for all appointments. $220 was for dietitian, $230 for head doctor. the rest was co-pays. i have to pay around $1500 to the hospital at time of the surgery. So I guess I will eventually be out of pocket about $2000.

To me worth every penny!!:laugh: