I noticed a lot of people have UHC for insurance. If the policy states not covered for WLS is that for sure? Even if dr said it was necessary? I was just curious.

I know the insurance person at the dr's office will give me more info next week, but was wondering.

from what I understand coverage varies by policy... by employer... by anything. I have UHC and my policy covers 80% of weight loss surgery... I've seen people on here who have 100% coverage with UHC and others who aren't covered. I guess your employer can opt out of certain coverages to reduce their cost... if they don't approve you I'd go to your HR person at work and make your case... they could OK it.

Yes, and I have UHC and policies vary. My policy covers 100% (after deductable) must have 5 years of medical records indicating weight and BMI of 40+. Refer to your UHC website for your policy documents.