Hi I'm a college student, and I started my journey in October. I'm finally at the end of the insurance requirement, by on Friday I have my final appointment to submit everything to insurance. It's really long and during the six months the clearances take a long time. Even after being approved, I will most likely not schedule my surgery until I'm on summer break. So if you start the process now, after you get approval you are good. You can wait until your next break if it takes longer than august, which may be the winter to do your surgery.