My deductible is $1000 and my out of pocket max is $4100. I never asked prices because I knew I'd definitely hit that out of pocket maximum. At least I am hitting it early in the year so any follow up care or other medical issues would be 100% covered. My pre-op testing along cost me $2,000 so at this point I'm just praying everything is approved for surgery so that money isn't wasted. My employer offers 2 plans (one has a much lower deductible and much lower out of pocket maximum) but I didn't know I'd be having this surgery when the time came to pick plans Major regret now.