Hello all, this evening i attended my first seminar, and have an appointment to see the surgeon on the 22nd of the month. Before then, i hope to be well on my way to figuring out health funds. I understand, i will need to be covered for a minimum of 12 months before i can 'redeem' my surgery, just wondering, what level of cover i generally need, can i go fairly basic with say Medibank Private or HCF or do i need full blown everything cover?

cheers for answering (in advance)

Jess:laugh:

I have a twin saver cover (hospital and extras), so not the highest cover, just sort of mid-range cover. Yet it covered my surgery no probs at all (I'm with HBF in WA).

Maybe you should speak to your preferred PHI company and ask them which package covers what.

Hi There

I went for Medibanks first choice hospital level 1 no extras cover. I have another 4 months wait, it only seemed like yesterday i was looking at what cover to get, its gone so fast!

Good Luck!!

Hi,

you need to have fairly decent hospital cover... the extras have nothing to do with hospital stays/surgery. extras cover chiropractors, dentists etc