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I am going to a seminar this week for banding and was hoping to have the surgery soon. I just checked insurance requirements and they require the 6 month physician supervised program. Has anyone ever heard of this being waived. I am 44, BMI of 40 with diabetes, high blood pressure and arthitis and am a breast cancer survivor. Statistics show obesity can affect recurrence of cancer. I have MDIPA insurance which is United Healt Care. Thanks for any answers.