So I have been researching the Lap band for about 2 years now going through the thoughts of should I have it or shouldn't I have it....In August I decided I AM GOING TO HAVE IT! I had just graduated college and got my first job. I found out that my insurance paid for it however not for 5 years....I AM NOT WILLING to WAIT for FIVE YEARS! So I decided that since I don't have any major bills that I was going to finance. Well today I WAS APPROVED for financing. My surgery cost is $15,200 including unlimited fills for the first year. I only did get approved for 12,000 beause of the tightening of the credit market but it's ok hopefully I can save up the 3200 by the time sugery is scheduled which should be in January! I am soo excited!!:sad_smile:

are you positive your insurance won't cover it for 5 years, or you have to have 5 years history? I've never heard of having to have insurance for 5 years before it's covered.... very strange.... Best of Luck!

Congratulations!!!! Consider it an investment in yourself. I am getting banded on Tuesday and starting to get a little nervous, but also very excited. I am ready to get banded and start the rest of my journey. :sad_smile:

I'm sure I have to wait five years to get it through my company. I'm not too upset I mean the payments are only 295 it's not to bad