Are there any Chase Bank employees out there??? I would really love to hear how the insurance process went!! PLEASE let me know!!!

Hi, I am a JPMC employee and also hope to be banded soon. I actually came from Bear, Stearns but I know JPMC offers United Health Care as welll. I have United Healthcare and so far they have requested a 6 month supervised diet. I had to switch surgeons last minute cause they would not cover an out-of-network surgeon. How is the process going for you? What office are you in (if you don't mind me asking)?

I am a teller at Chase Bank in Louisiana! My insurance through Chase is Blue Cross Blue Shield Empire. I called the insurance company and they told me that my BMI had to be 40 or more and that my doctor had to mail in a predetermination letter. They were very friendly but did not really tell me too much more! I went to the dr the other day and I wish I would have called my insurance before hand to see if this doctor was considered in network or not. My co-pay was accepted of $20.00 so I believe that means it was in network...not real sure! I guess I kind of jumped the gun and probably should have dealt more with the insurance company... I want to call them tomorrow but, I am afraid I will get bad news haha! I know dumb--right!? I am going to have to find out soon or later! Thanks for your reply!

Hi,

I am a JP morgan chase employee in Columbus, oh. I have United healthcare insurance. I was banded April 24 this year. I had a bmi of 50 when I started the insurance process. I was banded at Barix clinic, Groveport, OH by Dr. Ramos. The insurance process was no problem I went to Barix in Feb 08 and was banded two months later. I wasnt required to do a six month diet.

I will have to look at my insurance card... I know it is through Blue Cross Blue Shield but, United Healthcare sounds familar...maybe it is the same...Thanks so much for yalls replies!!!

I was afraid at first too. But you should call them to make sure you don't waste any precious time and/or money. Your surgeron's insurance coordinator should be familiar with your insurance and should be able to give you more information. Good luck!

Thanks sistergrl25! I will probably call tomorrow! I added you on Yahoo Messenger just incase you are on one evening! I would love to check on your progress!

Another chase bander here. I'm an underwriter in the dallas roc for home lending and my insurance is through aetna. I had to prove a bmi over 40 for at least 5 years and do a 3 month preop diet. I started the process the end of january and was finally banded on july 10th. I remember reading something in the handbook when i first started that clearly stated that chase would cover bariatric surgery. Hopefully the bank side is the same as home lending. Good luck and let me know how your doing with the process!

Hey I'm a teller in Louisiana with Chase and I'm starting my process now. I have BCBS Of La, it's an HMO with Direct Access, anyone else have that. I'm hoping that since I have a BMI of over 50 that I won't have to do the 6month diet and other things. One of my friends from work had her surgery last year and didn't have to do the 6 month diet or anything. Oh how wonderful it would be to get it done and over with so I can order some new clothes from Twinhill and LandsEnd.

I'm NYC JPMC employee with Aetna HMO in NJ -- band was approved after ~3 month waiting and other required consultations/etc.

My surgery is the next week. Good luck to you.

Hi Guys - I know I'm late to this thread but I'm also a JPMC employee. Would love to hear how your experience with the bands and your insurance has been so far. I've got Empire Blue and just waiting to see if they accept all my docs. Hopefully I'll get my band in the next month or so.

hey wendy! I am a chase employee and also have bcbs empire! I was band Feb 3, 2009! It was pretty easy!!! Please feel free to PM me with any questions!

Hello! I'm new to this site and Jp Morgan Chase and I'm beginning the process to utlimately have the Lap-Band Surgery completed.

I'm located in Jacksonville, Fl and I'm curious to hearing anyone who would offer up their journey, thought's and processes leading up to the surgery.

What are some things I should look out for?

What are some processes I should already have begun in order to expedite the process?

What type of medical history as it relates to my weight should I retreive from my physician?

Whatever information you may be able to offer would be most appreciated.

Thanks,

Trimme

Hello! I'm new to this site and Jp Morgan Chase and I'm beginning the process to utlimately have the Lap-Band Surgery completed.

I'm located in Jacksonville, Fl and I'm curious to hearing anyone who would offer up their journey, thought's and processes leading up to the surgery.

What are some things I should look out for?

What are some processes I should already have begun in order to expedite the process?

What type of medical history as it relates to my weight should I retreive from my physician?

Whatever information you may be able to offer would be most appreciated.

Thanks,

Trimme

The bottom line with JPMC is they cover WLS period. The tricky stuff comes with the type of insurance u have and what insurance company u have coverage with...as all of us banking workers know..jpmc is number 1 on the banking scale...so they are all over the U.S. with that being said each state is contracted with different insurance companies....so as far as the requirements are to be approved, u need to contact ur designated insurance carrier and find out what their requirements are to be precertified (approved) for the procedure to be paid by them.

I was originally employed with Bear Stearns....had awesome insurance with United health care (they didnt require any monthly pre op diet before surgery approval), then when the JMPC/Bear merge happened It changed to AETNA. I recently left the company and I'm now with CITIBANK, and im still with AETNA so my pre op diet requirements stayed the same.

Good Luck to ya!

Hey everyone, I'm a teller in Shreveport, Louisiana with United Health care and I'm am in need of some help. I got my letter in the mail stating I had met the pre-notification requirements...did anyone else get that kind of letter before their surgery. I called the insurance co. like 5 times and they say that the letter I got is the approval letter but it's not worded in that way. I was expecting a letter that said YES YOU ARE APPROVED...but it didn't state it that way. My insurance coordinator through my doctor was unsure about it also but she called and they told her the same thing, that I was approved. I don't want to go have the surgery and then United Health care say no I wasn't covered for the lapband. Anyone else have this problem?

I would call United and talk to someone. You probably are approved but you need to find out for what? Just the surgery? A percentage or all? Also find out how much post-surgery they cover. I have 100% covered for 1 year.