Def Self Pay - Now, Where To Go...?
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Hey Peeps!
So I already knew my insurance excluded the procedure, but had hoped to get on a new plan during open enrollment that would cover. Found out for sure that since we are self employed, no plans in PA offer coverage for individuals or small groups anymore. Major bummer. So, finally accepting if this is going to happen then we are going to pay for it. Hubby is agreeable, thank God. I have been pre-approved for a loan (haven't pulled the trigger yet), but the amount is -right at- the point of the gastric sleeve at my local program, at Reading Health Network (now Tower Health) with Dr. Leon Katz, who I like a lot from the seminar (did not get to one-on-one yet).
The problem there is that if there are any complications my insurance probably won't cover it, and I will be pretty strapped already. So do I travel a little and get it done for a package deal that costs less and includes BLIS? And if so, who/where is the best option? Local doc is $16,500 for surgeon/anesthesia/hospital - pre-op tests likely covered by my ins but will have co-pays. No insurance for complications. I have seen package prices quoted between $9-12,000 in TN, GA, VA (I think) and FL. Wondering if there is similar a little closer to me (NJ, DE, MD, WV) that anyone knows of? Or if you have used Dr. Taggar or Dr. Wizman in FL and you went in from out of state, did you have a good experience? Thanks in advance for any advice - just want to put my life/health/money in the best hands possible!