I started my process back in November and we are now into a new year. I was told by several ppl that even though it is a new year that my deductible should be based off last year when my process started and not this years deductible. The example I was given is for instance if I became pregnant in 2016 and I delivered in 2017, my insurance is going to pay based off my deductible being met the year that I got pregnant. The insurance can't say well we can not pay your hospital bills because you haven't met your deductible for 2017. I'm just needing some help whether anyone knows if this is true or false. Because if it's true, then I am owed some money because I met my deductible for 2016 already. Plz help insurance experts! "UHC "[emoji19]

Usually the deductibles start over in the new year automatically.. I work for an insurance company and most of them work the same way.. try logging into your website and it should tell you.

Ok thanks