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Using 401k for surgery?

So I've been thinking I'll borrow from my 401k to pay for VSG. Now I'm thinking if I cash out the amount I need, I can itemize at tax time and claim the surgery as a deduction. Has anyone had any experience in this?

Sent from my iPhone using the BariatricPal App

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    • OutsideMatchInside
      OutsideMatchInside

      I would take the loan and not cash out. A loan is better and you pay yourself back, lower interest than CareCredit. You have to think if itemizing is really better than taking the standard deductions.

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    I would take the loan and not cash out. A loan is better and you pay yourself back, lower interest than CareCredit. You have to think if itemizing is really better than taking the standard deductions. Ask an accountant, a real tax accountant not someone at HR Block or whatever.

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