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OPTIONS TO PAY---CONSIDERING SIGNA

Hi, I just started back with my job 2 months ago. They offer bcbs as their insurance but from what I have read they make you wait 6-7 months to get approved with the diet. How long does Cigna actually make you wait with the diet before they approve you? Also, what plan exactly do I need to have them to pay for it? Thanks

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Hi, I just started back with my job 2 months ago. They offer bcbs as their insurance but from what I have read they make you wait 6-7 months to get approved with the diet. How long does Cigna actually make you wait with the diet before they approve you? Also, what plan exactly do I need to have them to pay for it? Thanks

The Cigna plan we have is 3 months through my husband's employer. However, I know other people who have CIgna that have to wait 6 months - this is actually dictated by the employer.

Plans vary widely as to deductibles and out of pocket cost in addition to the premiums so it depends on what's offered if through an employer.

If you are planning on paying for your heath insurance out of pocket, the information would be in the health insurance website or via the health insurance exchanges.

We have an employer-insured plan administered by Cigna so I don't know how in compares to Cigna sponsored plans. But I did have to wait 7 months.

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