Approval process question!
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Hello- Im new around and have made the first step towards having vsg, meaning that my Dr has referred me to the bariatric surgery center and they have me scheduled for an information session in November. (Ive made an appt with a dietician and a Dr. (to start sleep study process).
I have called my insurance company and they said that my plan does cover BS long as it is medically necessary and my Dr submits required authorization. They were not able to answer my question of "how long must I do a medically-supervised diet to qualify" the surgery center just told me to start with 3 months...hopefully by then I know.
I have no medical issues besides being obese....I am at the borderline of qualifying with no medical issues. My BMI is currently 40.3. If my insurance requires a 3-6 month diet plan and I loose weight and go under the BMI of 40 does anyone know if they deny surgery from that point?
I was also denied by the surgery center about 6 months ago because my BMI was under 40. Now they have accepted me because Ive gained and its just over 40. This whole process is already stressful and I feel like my insurance co (blueshield ca (thru employer) is not giving me direct answers to the questions I am asking.