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How long for insurance approval?

Question......

How long did it take for insurance to approve gastric bypass?

They sent in my "request" TWO weeks ago and still nothing! At first the nurse told me one to two weeks, now that the two weeks are up she said it can take up to a month! I am so confused and getting depressed - I have done EVERYTHING all tests and requirements asked for. I really want to get things moving.

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  • My surgeon's office told me a month, but it only took about a week. Of course, I have no patience, so I called the insurance company everyday. I have United Healthcare for insurance.

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My surgeon's office told me a month, but it only took about a week. Of course, I have no patience, so I called the insurance company everyday. I have United Healthcare for insurance.

  • Author

Thanks for the reply. I have been waiting and getting conflicting wait times. It's so frustrating.

Thanks for the reply. I have been waiting and getting conflicting wait times. It's so frustrating.

I called my insurance and they told me their approval timeframes. Every company is different. Call your influence company.

  • Author

Thank you...

Mine took 4 days from date of submission. I have BCBS

I started calling the insurance every day and they told me what stage it was in. They don't mind -- they're sitting there answering phones anyway! ;)

You just never know with insurance! It took mine over a month to approve it. Everyone, including my doctors office said it would be less than a week. I was beginning to panic! So don't stress if it takes awhile, every insurance is different. Good luck! I hope you hear something soon!

  • Author

I FINALLY received the call...YAY. I took about three weeks but I got it!

I am scheduled for surgery July 21st. .. Soooo very excited - I am actually looking forward to July 7th when I start my two week pre-op diet....I will be just that much closer!!

When I called my insurance company to find out if they covered it, they told me yes and that approval usually took 2 weeks.

  • 3 weeks later...

Do you think my insurance will cover I have BlueCross BlueShield Anthem.I called them &they said they only cover if its a life Or death situation. Someone please answer back.

  • Author

It depends if they consider comorbidities life or death. That could be high blood pressure, diabetes, sleep apnea, high BMI OR a host of other things.

You should check with your insurance company what THEY consider "life or death". I think insurances now realize that being obese directly correlates to

other debilitating diseases. It is easier to "control" the obese aspect rather than the host of illnesses that comes with it.

Good luck.

  • 1 month later...

My surgeon's office told me a month, but it only took about a week. Of course, I have no patience, so I called the insurance company everyday. I have United Healthcare for insurance.

U have united health?? Well so do I and I would love to know what were the requirements? Did they require 6 or 3 months of weightloss monitoring? I am so excited and ready to being this journey! My insurance wont be effective for a few more days. Any information, feedback or words of wisdom would be GREATLY APPRECIATED!

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