Confused about my insurance verification form. I see a number at oop, a different number for oop met and hospital copay. I understand the hospital copay, but not totally sure about the other two. Does anyone know how to interpret? I feel silly for asking.

Why isn't your surgeon office filling these forms out for you?? My surgeons office dealt with my insurance company in my case.

Your insurance usually has a website to go on to find this information. OOP is your out of pocket, this is the amount you must pay out of pocket and usually once it is met you pay zero depending on your plan. The oop met means how much of your out of pocket expense you have paid so far. I hope this helps.

My surgeons office did call the insurance company and they sent me the verification form. I just wasn't sure about my oop total. There were a few terms I was unfamiliar with. I will call tomorrow to get clarification but thought I'd get some input here.

Thanks all!

Ok, so it looks like if I have the surgery before the year is out, I'm looking at about $800ish oop. However EVERYTHING changes with the hubbs insurance at the first of the year. Called surgeons office to get more clarification and left a message. My face right now? :-/

On another note, I had a baby this year as well as in 2011 and I believe that has something to do with my oop amount. So if you have recently had a baby might wanna take that into consideration.