Has anybody heard of this before? My provider gave me a brochure and I am very interested in using something like this to cover some of my fees, but I'm always a little nervous when it comes to stuff like this.

I used it. My first payment is due on the 5th, so I don't have a lot of experience with their servicing yet, but it was super easy to get set up.

Good luck!

I used it. My first payment is due on the 5th' date=' so I don't have a lot of experience with their servicing yet, but it was super easy to get set up.

Good luck![/quote']

Thanks! I only need it for some of my fees so I am thinking that is the best way to go.

It might be. I had to use mine as a "bridge loan". I have a Health Reimbursement Arrangement through my employer that will likely reimburse me the cost of the surgery, but they can't pay up front and my clinic requires self-pay to pay 2 weeks in advance. So for now, I will make the payments until the denial from my insurance company comes through and I put in my reimbursement submission, then I'll pay it off. It was stupid to have to do it that way, especially since I have over $20k in my reimbursement account and still had to take a loan. Dumb, dumb, dumb.

Good luck, and I'm glad you don't have to use it for the whole thing. Interest rates for medical procedures aren't that good, though my clinic staff say that Springstone rates are lower than Care Credit rates.