January 6, 200719 yr Anyone had any problems with their surgery being covered by Aetna? Any restrictions etc?
January 30, 200719 yr I have aetna ppo also. I know they cover the surgery. but, when u call they won't tell u the criteria. so, they tell u your dr. should know. my surgeon appt is in March. Hr said if i get denied after they put it in.. they will corporate then.. to find out exactly. I think insurance is going to hold me back. good luck. Minnie:)
February 20, 200719 yr I was denied last year 2 times, so I have now done the 6 month doctor supervised diet. I have had the sleep study done, now I wonder what the reason will be for the next denial?
February 23, 200719 yr Be careful. In some cases after 3 denials you have no recourse at all and the case is closed. Might be time to get an attorney. Try Walter Lindstrom at www.obesitylaw.com
February 24, 200719 yr Oh well that will just be great. Why do we pay for insurance if we can't use it?
February 24, 200719 yr Oh well that will just be great. Why do we pay for insurance if we can't use it?.It's a contract; once you sign up for an insurance you have to play by their rules. But sometimes you need to get an attorney to make sure they are playing by their rules as well.
March 11, 200719 yr I was denied last year 2 times, so I have now done the 6 month doctor supervised diet. I have had the sleep study done, now I wonder what the reason will be for the next denial? Why were you denied the first two times for? I'm only wondering because I also have Aetna POS. I am on my second month of a three month evalution and I have to go back and redo the sleep test with the c pap.
March 12, 200719 yr Here is the link for aetna's criteria. http://www.aetna.com/cpb/medical/data/100_199/0157.html I'm wanting to do the 3month plan, but my surgeons office tells me that NO ONE in thier program with aetna has ever been approved for the 3month, only the 6 month. I called aetna to see if they could explain their criteria and they can't, they told me that they could show me where the criteria was (link above) but that no one at aetna is allowed to explain it. Its absurd. Has anyone been approved after the 3month supervision?
March 12, 200719 yr OMG! I hope I don't have any problems getting approved, My doctor knkows my insurance and he didn't anything. I think I will give them a call. Here is the link for aetna's criteria. http://www.aetna.com/cpb/medical/data/100_199/0157.html I'm wanting to do the 3month plan, but my surgeons office tells me that NO ONE in thier program with aetna has ever been approved for the 3month, only the 6 month. I called aetna to see if they could explain their criteria and they can't, they told me that they could show me where the criteria was (link above) but that no one at aetna is allowed to explain it. Its absurd. Has anyone been approved after the 3month supervision?
March 13, 200719 yr I have Aetna PPO and I was approved fairly easily. But I met all of the required criteria...they stressed that the 6 month doctor supervised diet was the most important. Luckily, I had been working with 2 different docs for 2 years so they counted that. The hardest part for me was getting all of my records together. Good luck!!
March 13, 200719 yr Now I'm nervous I don't want this to set me back another 3 months. I don't have any major health issues other that my bmi is over 50 and I have sleep apnea. You would think that the doctor should know more or less what you need when you begin the program don't you think? I have Aetna PPO and I was approved fairly easily. But I met all of the required criteria...they stressed that the 6 month doctor supervised diet was the most important. Luckily, I had been working with 2 different docs for 2 years so they counted that. The hardest part for me was getting all of my records together. Good luck!!
March 13, 200719 yr I hope that the 3 month program is enough to get you approved! I made sure I gave the insurance company more info than was requested. Make sure you have you primary care doc write a letter of support that lists you sleep apnea, bmi, medications, etc and that lapband would drastically improve your quality of life. Keep us updated!!
March 13, 200719 yr I hope do also. I was so worried that I called my doctor today and they said that Aetna POS requires you to go through a 3 month program with the doctor and also a nutrionist. So I hope I will have everything I need. I hope that the 3 month program is enough to get you approved! I made sure I gave the insurance company more info than was requested. Make sure you have you primary care doc write a letter of support that lists you sleep apnea, bmi, medications, etc and that lapband would drastically improve your quality of life. Keep us updated!!
March 16, 200719 yr I hope do also. I was so worried that I called my doctor today and they said that Aetna POS requires you to go through a 3 month program with the doctor and also a nutrionist. So I hope I will have everything I need. I have Aetna POS and my doctor's office also says a three month program is what is required. I begin that on Monday. So far, I've done the sleep Study and the Psyche Eval as well as blood work and had an endoscopy. 5 years ago I tried and was denied -- since then I've developed diabetes, GERD, high cholesterol and a heart condition -- seems to me like it would've been cheaper for them to have approved my surgery back then!
Anyone had any problems with their surgery being covered by Aetna? Any restrictions etc?