I just sent in my paper work to the hosp that will be doing the lapband surgery and they said that my insurance will cover it, but that they have to go thru the determination process. Does anyone know what that consists of? What am I exactly instore for, besides losing weight and getting my life back? Each step I take with this surgery, I get scared....

Well, the determination process is just making sure that you meet all the requirements that your insurance sets. It is different depending on what your insurace company and plan is. Some companies have pretty rigorous standards that you have to meet and some don't.

Most insurance companies require that you provide a history of previous attempts at weight loss. Many require a supervised diet for up to six months before they will approve. You are also usually required to have things such as a nutritional consult, psychiatric evaluation, ekg, sleep apnea study and/or blood work.

ZET we are at approximately the same spot. I am waiting for ins. approval.. exciting and scary... myturnow

Me too, I'm waiting on insurance approval!!!!

You might call your insurance and ask them what critera you have to meet. I called mine (twice) and they told me my BMI has to be a 40 and that it. I called again to make sure and was told the same thing.....mine was 41.2 when I went to the doctor. But I am waiting now for the final approval.....I hate the waiting game! I have no patience.