If UHC ChoicePlus requires a 40+ bmi for 5 years, how strict is that rule? If anyone has been able to bend that rule, please let me know. It's really stressing me out and I can't get a reply from my Ins. Coor. I have plenty of comorbitities but I hear it doesn't matter. I guess I'm just wondering how flexible are insurance companies.

Oh oh oh me! I'll answer!! lol

Now it will be different with each person because it depends on the company you work for and what they buy into with each UHC plan, but I was freaking out because I did not have a BMI of 40 or higher for over 5 years, but I DID have an obese BMI on file for five years. In fact, I did not even have those collectively since one year I did not see a doctor so they just went to a year prior. I think I showed 2005, and then 2007-2010. The only year I had documented with a BMI over 40, was 2010, all the rest the ranges were around 35-38.

I have heard great things about them and their approval rates so far so best of luck, you will not regret it!!!

If UHC ChoicePlus requires a 40+ bmi for 5 years, how strict is that rule? If anyone has been able to bend that rule, please let me know. It's really stressing me out and I can't get a reply from my Ins. Coor. I have plenty of comorbitities but I hear it doesn't matter. I guess I'm just wondering how flexible are insurance companies.