I may win this battle after all!
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My story is I was denied based on my insurance having a restriction placed ON THE SAME DAY I SENT IN MY FINAL PAPERWORK!!!
WLS had always been covered and I received no notice that it was changing! I appealed twice and lost twice. Then I found out my employer changed and is now offering to cover WLS. I was so excited except I missed the sign up period b/c they didnt tell us till afterwards it was going to be covered. However I was thinking about going FT ( I am PT now) and as much as I dont want to I have decided to go FT so I can pick up the insurance. :clap2: I can get whatever WLS I want for $3500. Unless I pay for a better plan then I can pay 2500. for the surg, but the prem would cost me 2500/yr so I am going with the 3500 plan and save about 1500 dollars. I still think I want to go with the lap band vs GB though. I must admit I am still very nervous b/c of all the erosions on here. Dh is not comfortable with me getting GB either. I am hoping to be a bandster by May!!!!!! On a positive note though I have been working out at the gym very hard for the last 7 weeks almost 5-6 days per week and eating well. I have only lost 9 lbs but at least it is a start-- 102 pounds to go!!!!! Good luck to all of you! JIll