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I Hate You All!

I hate all of you that got your surgery covered by insurance!! lol :thumbup: I have a good job, I make decent money ($100 of which comes out of EACH paycheck for my CRAPPY insurance!) and yet there of course is a exclusion clause in our healthcare plan for WLS. I think it's SO WRONG that insurance providers are able to do this to people that NEED this for their health! So now I'm forced to put myself in a big hole of debt that I really can't afford in the first place, just to help myself be healthy..... Makes me so mad... :wink5: I'm jealous of all of you that had your surgery covered! You're lucky! :(

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I was self pay and I kinda regret the big hole of debt I got myself into. I used a lower interest card but still. . . has been a big burden financially and frankly. . I'm doing kinda crappy! (My own fault, I'm an emotional eater and sadly the band doesn't fix that!) Be wise financially and good luck to you! :laugh:

Thank you so much SunD1! Stick with it - I wish you the best of luck!!! :thumbup:

  • Author
I'm self pay also, I moved back in with my mom to cover my monthly payment. 400.00 a month for 3 years. That was my rent, so that it how I justified it.Could have bought a brand new car, but I would be big and fat and depressed driving around in a nice car, or I could be thin and happy driving around in a beat up truck.:thumbup::lol: I chose the thin happy and beat up truck easily over fat and miserable riding in style!:laugh:

kelly - that's EXACTLY how I feel! I could not agree with you more.... sacrifices will be made no matter what, you just have to pick and choose your battles!

  • Author
My insurance covered my surgery. I will have it done November 15th, Monday. My doctor is out of network so I had to pay 4200 dollars out of pocket. He did this because it covers the next two full years of fills or God forbid, any other surgery I may need. ie, slips, etc. My ride so far has been well worth it, even though I haven't had the surgery yet. I have been taken off of all meds except my physch med was changed to a smaller one. I can hardly wait to see what life has in store for me in the future.

lady - I am thinking of you now since your surgery is today, I hope you're doing well, make sure and check back in with us and let us know how it went. :thumbup:

I think your decision to pay the extra out of pocket is a good "insurance clause" (no pun intended....lol). That will let you rest easy at night knowing if there's any problems you're covered!

  • Author
The only reason my insurance covered mine is that I had met my deductible (sky high by the way) by having had CANCER and needing surgery for that before I got banded. I understand your frustrations, but really.. it could be worse.

Wow Melissa, over 170 lbs lost?! That's awesome for you! :thumbup: And on top of that being a cancer survivor, as am I - I can definitely relate! Best of luck to you!

  • 2 weeks later...

I saved up the money and then got my surgery in Mexico, This way I do not have a montly payment. Good thing to because we have a Commercial Plumbing Company and anyone in the Construction field these days seems to be really struggling at least us with small Businesses. I can't afford the Cosmetic surgery I really need now but at least the weight is gone.

  • Author

I saved up the money and then got my surgery in Mexico, This way I do not have a montly payment. Good thing to because we have a Commercial Plumbing Company and anyone in the Construction field these days seems to be really struggling at least us with small Businesses. I can't afford the Cosmetic surgery I really need now but at least the weight is gone.

hi kimaly - who was your doc? I, too, am going to Mexico. Surgery date is Jan 28 with Dr. Aceves. I am excited.... I am paying cash for half and putting the other half on a zero interest CC.

hi kimaly - who was your doc? I, too, am going to Mexico. Surgery date is Jan 28 with Dr. Aceves. I am excited.... I am paying cash for half and putting the other half on a zero interest CC.

I went to Dr. Rodriquez in Juarez. I was really pleased. I hear alot of good things about Dr. Aceves also. i'm really happy for you. This is the best thing I have ever done for myself. Sometimes it can be tough but well worth it in the long run.

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