Wow so you are on the same lines as me :smile:. Very nice to have someone to talk to! Yeah im pretty terrified of insurance! I already called and they cover 90% but getting approved is another thing. So we shall see! I should receive my packet from the hospital today, fill it out, and i call my insurance to ask them some specific questions. Then i send the packet back and go from there. I go to my seminar next wed eve at cottage. Im just hoping they do insurance stuff before they require me to loose the 5% before surgery. If i loose 5% of my body fat it would put me under 40 bmi and i wouldnt qualify for sure! But im sure the probably do insurance stuff before anything. Wish me luck and i will keep u posted :thumbup: Melisa