Hi, I don't know about Wells Fargo, but I do work for a major firm and have UHC insurance. I contacted UHC 1/3/17 to let them know my interest in WLS, they referred me to COE, which I saw mid Jan and started seeing dietician for 6 months. I had my sleeve surgery 9/26/17. Oh, I forgot to mention I was pre approved by UHC in July. HW 286, 1/3/17 PreOp W 263 SW 256 CW 248 No regrets! My out of pocket was $421.00 I had to pay prior to surgery. Day 5 and I feel pretty good:)