I have been looking into getting the lapband done for while and finally found the doctor I want to use, but my insurance has denied any help that has to do with obesity. I was going to be able to pay for the surgery with money I had saved but in March I had kidney stones which totally dried up the money pool. I can't afford to finance through a bank either as I already have a loan out for my car and with three kids (the oldest of which is 5) money is tight enough already. However, I feel that my body needs this surgery in before the onset of diabetis or blood pressure problems become and issure. So what I was wondering is if anyone had any other suggestions on a method of payment and are willing to share their info....I would be truly greatful.

Marcy

I think once you exhaust insurance and/or paying for it yourself (either by saving or financing) you're pretty much out of luck. Maybe your situation will change soon.

I am self employed w/ no insurance.... I went to Mexico in Jan and had my surgery done for 7,500... I was treated like a queen.... My doc name was Dr. Pedro Kuri... Lapbandsurgery.com..... good luck

Thanks so much for replying. I was afraid that I was probably just out of luck for a while since my money went to other hospital bills, but I thank you both very much for responding. kissy you gave me something to think about. Thanks a million!

I have been looking into getting the lapband done for while and finally found the doctor I want to use, but my insurance has denied any help that has to do with obesity. I was going to be able to pay for the surgery with money I had saved but in March I had kidney stones which totally dried up the money pool. I can't afford to finance through a bank either as I already have a loan out for my car and with three kids (the oldest of which is 5) money is tight enough already. However, I feel that my body needs this surgery in before the onset of diabetis or blood pressure problems become and issure. So what I was wondering is if anyone had any other suggestions on a method of payment and are willing to share their info....I would be truly greatful.

Marcy

I'm not an expert or anything, but what type of insurance do you have? And may I ask why you were denied? You can appeal the decision. Find out what your insurance company require and go from there, it may be something simple that they denied you for. Get a copy of your insurance policy.

Cloteal,

My insurance is Midlands Choice (a.k.a. Mid-America Benifits) and they said they no longer cover ANYTHING having to do with obisity...be it surgery or meds or anything and I am havin' a really hard time getting any help or an up to date copy of my policy. The insurance is through my husbands work and even they don't have a recent copy.

Cloteal,

My insurance is Midlands Choice (a.k.a. Mid-America Benifits) and they said they no longer cover ANYTHING having to do with obisity...be it surgery or meds or anything and I am havin' a really hard time getting any help or an up to date copy of my policy. The insurance is through my husbands work and even they don't have a recent copy.

I wouldn't get discouraged, there was a time when my insurance company BCBS of NC didn't cover weightloss surgery, now they do. Just hope for the best, whether it be now or later. Something will come through for you just have faith.

See thats the thing.....they use to cover this type of thing until 2005 and now they dont. It kinda went the wrong way for me.:grouphug: