HI GUYS..I HAVE RECENTLY JOINED UP WITH MEDIBANK PRIVATE SOLELY FOR THE PURPOSE OF GETTING A LAP BAND..I HAVE CHOSEN FIRST CHOICE HOSPITAL LEVEL 1..MEDIBANK ASSURES ME THAT THEY WILL COVER THE COST OF THE ;LAPBAND.HAS ANYONE ELSE HAD THIS LEVEL OF COVER?SOMEHOW IT DOESNT SEEM TO ME THAT THIS LEVEL WILL COVER EVERYTHING.IS THERE ANY HIDDEN EXTRAS IN THIS OP THAT FIRST CHOICE HOSPITAL COVER WILL NOT COVER? I JUST WANT TO BE ABSOLUTELY SURE THAT I HAVE CHOSEN THE RIGHT COVER AND WOULD LOVE TO HEAR FROM PEOPLE THAT HAVE HAD THIS COVER..CHEERS!!:thumbup:

Thats great lellow.

Because I paid out of pocket, I paid $5200 for the surgery, but because my Dr owns multiple weight loss clinics that also included all fills for a year, appointments with the dietician, exercise physio and physcologist.

sorry it has taken me a while to answer

Please note I have copied this from another lapband site and it is not my posting....just information I have read

Dr Hainul Ahmad has ZERO gap if you have the surgery at SGOGM. the only trick to it all is to make sure you book your surgery on a date he is using an anethetist that your insurer has an agreement with that way you will have zero out of pocket expenses unless you have that hospital gap some people do of $200 etc with some hospital covers. Dr Ahnad uses anethetists who are covered by both HBF and HIF that I know of and probably others as well. If you go to your GP and ask for a care plan you will get your dietician and sports physcio for free as well.

Hmmm I'm with HCF I'm praying they cover most of it, I mean I knew I'd be out of pocket a little, but if it's $4k that might change my mind on getting it done So hope that isn't the case