I was wondering if anyone can share any information about their insurance having a maximum benefit for WLS and if they had additional out of pocket costs because of it.

My insurance - United Healthcare (UHC) - has told me they will pay no more than $40,000 for me to have surgery with my original surgeon who is in network at a center of excellence. The surgeon's office pointed it out to me yesterday, and I asked if that was enough, and she said as long as I don't have complications I should be okay. I'm worried because I am having a hiatal hernia repair and rny. My last hernia repair was $44,000 but the hospital allowed insurance to pay $7,000. Won't that same principal apply here?

I'm in Australia insurance paid all but 4000 but the bill I got was only for like 20,000 total