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CIGNA APPROVED ME!

Everything was sent in to Cigna on December 24th! Christmas Eve :) and then just found out today that Cigna Approved it December 27th!!

Wow I can't believe it got approved that fast! I'm so excited!!

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    • SLK248
      SLK248

      Congratulations! Such exciting news. I just changed to Cigna coverage on January 1, and I am still gathering the needed paperwork/clearances. What sort of documentation of a 3 month supervised diet

    • Mr.sleeve
      Mr.sleeve

      Cigna approved me also, 3 months with a nut, denied 1st time, paperwork issues. Dr. called cigna and everything is set for 2/25. My Dr. office said they are a pain in Azz to work with. I was denied

    • Ready2Live76
      Ready2Live76

      SLK248 I have Cigna and luckily for me I worked with a surgery group that has patient advocates. Their sole responisibility is to assist with whatever each individual's insurance companies requireme

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    So bummed out. I was notified that my plan excludes ALL weight loss surgery. "Regardless of medical necessity." I'm not sure what I'm going to do! The surgeon charges right under $9,000. My credit is 620. What bank is going to make a loan like that with no leverage?! Do banks consider medical loans different from private loans? Do they pay the hospital/surgeon directly?? I've never gotten a clear answer.

    Most of Cigna business (and Aetna, united) are as health service companies not true insurance. So they offer a plan to an employer and employer decides what is covered or not. There are thousands of versions of OAP.

    I am sorry your employer won't add it. But you should consider looking into your hubby's plan and if covered get on that one.

    This way no problems with loans.

    Good luck

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