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Hey, all you Self-Payors!!

I don't think my insurance is going to cover the surgery... I haven't even begun the process yet, but it IS listed in the exclusions (all obesity/weightloss treatments etc). For those who have self-paid, do the the doctors generally want payment in full up-front? Have you financed? Are the payments and interest ridiculous or do-able? *sigh* Thanks....

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Yes, that was my understanding of the procedure. I thought this was standard procedure for all band placement. Did I miss something?

I think they all do it. They make a little flap over it to hold it in place. I believe they all stitch the port down too.

From a physical standpoint, I can't see how it could ever stay in place without being stitched. Things can really move quite freely around the body without being anchored somewhere. Interesting thought huh?

  • Author

Thanks for the replies everyone... I'm thinking of maybe paying a large chunk upfront and then financing the rest. That Capital One medical loan only charges 1.9 or 2.9% interest... can't beat that!

hay. i had my band done in JORDAN, you are so dame right .it seem like a drug dill only my doctor taiked about was the money. after the sergery it was like he didnt know who i was i got my band 10/3/2006. at 3ccs i only lost 10lbs and gaind 2lbs i am sick all the time ,whin i tell my doctor he bruch me off. i am thing of going to another doctor ,this meen more money. if theirs a problom i am going back to him and give him my bill and a peace of my mine.

Best money I have ever spent. I would love or hate to add up my daily ice cream, candy and cookies added up for almost 15 yrs. Maybe $6 (at least) per day x .... I'm afraid . I'm moving away from the calculator.

edie

My doctor is Dr. Iordache, chief of surgery unit. St. Ion Hospital. If you live in Romania, I would recommend him. Check his articles.

http://www.ncbi.nlm.nih.gov/entrez/query.fcgi?db=pubmed&cmd=Search&itool=pubmed_AbstractPlus&term=%22Iordache+N%22%5BAuthor%5D

I

I think banding is one of the best things that I have done, no matter what is the cost. I was ready to pay 10 times more if I had to.

  • 4 weeks later...

I might be in a self pay situation - insurance - errrr

Are you guys worried about complications? Would your insurance (if you have it) cover removal, if something went wrong?

I payed 12,500 Canadian for comparison.

I would rather have this band than a new car, so that has been my reasoning. lol! And yes, a lifetime of savings from binging and overeating will more than pay for my band. lol

I was self pay, $8,450 to the hospital by certified check (you go to the bank with your cash and the certified check is a guarantee from the bank that funds are adequate) and $4,500 to the MD (for one year of unlimited visits, fills, etc. - fills after a year are $50 each).

I was fortunate in that my fiance gave me the money. He was concerned about my health and when I told him this is what I wanted to do he gave it to me with a smile and a kiss and said, "I'm just glad that we're going to be together for a lifetime - this will hopefully lengthen that time" (he's a sweetie).

My understanding from my physician and from my insurance company (I was not covered) is that in the event a removal or emergency treatment is required, insurance will cover it.

Had insurnace not covered it I KNOW I still would have done it.

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