I am hoping my Ins will cover the band surgery and I have a question.

I was wondering if arthritis in my neck at the age of 41 constitutes a co-morbidity.

I also have the usual, sleep apnea and high cholesterol at 310 and high BP and pre diabetes.

And with all of my health issues I wonder if they will still make me go through a 6 month supervised diet? I could die in 6 months!!:drama:

My Ins is Pacificare HMO through Northridge IPA in Calif. I could never afford the surgery and have lousy credit, so the Ins is my only option.

What do you all think my chances are?

BMI of 40

Thanks for any replys. This surgery is all I can think about!!

I am hoping my Ins will cover the band surgery and I have a question.

I was wondering if arthritis in my neck at the age of 41 constitutes a co-morbidity.

I also have the usual, sleep apnea and high cholesterol at 310 and high BP and pre diabetes.

And with all of my health issues I wonder if they will still make me go through a 6 month supervised diet? I could die in 6 months!!:drama:

My Ins is Pacificare HMO through Northridge IPA in Calif. I could never afford the surgery and have lousy credit, so the Ins is my only option.

What do you all think my chances are?

BMI of 40

Thanks for any replys. This surgery is all I can think about!!

Janiee,

You fit the criteria for banding even without the comorbidities. You can call your insurance and find out if CPT Code 43770 is a covered procedure and the requirements for coverage. Or, you can just wait until your surgeon's office informs you of your insurance requirements.