I was just wondering if it would be wrong of me to call HR asking about the additional 3000 co pay it has for biatric surgery. I have read other posts that other BCBS does not have that extra co pay. I'd like to know if they will still have that and or maybe ask if they can get rid of that extra....lol. Silly I know but I can not afford that. I do have plans or changing our plan policy to one that covers more with lower decductible and co pays, which means more deduction on my hubby's paycheck. As like everyone else we live on a budget and we can't do a extra loan. Any one have any thoughts or experiences with the same issue I am going through? Thanks, Teri

Hello??? Am I invisible? I'm frustrated any input would be helpful.

I changed my healthcare to a ppo plan from an *** at the beginning of this year. It was more expensive per month, but there was less of a waiting period to get approved for the surgery.

You could call to find out if the company has plans to change their policy limits.

Hope you get a solution.

Thank you Bella, all this insurance stuff is so confusing, it's nice to have a outside source to talk too! Thanks again!!