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Anyone with Empire BCBS?

Hi everyone.

Well, I was just cleared today through the psych and they said they would have the report to Dr. Nick by Wednesday. Dr. Nick's office said it usually takes about 15 days to get a reply from Empire.

How was your experience?

I've also started worrying about not being approved.

My BMI is 47 with high cholesterol, pre-diabetes, high bp, and some joint pain with a little reflux.

Also, I read that as of 9/1, BCBS was going to begin requiring a $5k deductible be met. Has anyone had to deal with this yet? I figured since our insurance begins on 1/1 each year, this wouldn't affect me until next year.

I'm looking for anybody who could help put my mind at ease and keep the positive.

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