My insurance won't pay so out of pocket will be about 13k. It's going to be very hard to convince my hubby to let me finance this because he already believe I should lose weight the old fashioned way. Any suggestions on how to get insurance to pay? I wanted to lose a min of 50 lbs and a max of 70 lbs. some may thinks that's not enough for surgery but I have a fat person living in the inside so I'm always on the weight roller coaster.

His mindset is a difficult one to overcome. Even fat people believe that crap. So they keep dieting and lose and then gain again. I've lost 50 lbs and my daughter made a comment last weekend that obese people are just too lazy to eat less. To keep harmony in the family I ignored the comment.

If your insurance won't pay because it's not part of your employer's plan, you're out of luck. If it's because you have a low BMI, you may be able to have the surgery but you will have to have co-morbids to qualify and a willing PCP who will go to bat for you?

tmf

His mindset is a difficult one to overcome. Even fat people believe that crap. So they keep dieting and lose and then gain again. I've lost 50 lbs and my daughter made a comment last weekend that obese people are just too lazy to eat less. To keep harmony in the family I ignored the comment.

If your insurance won't pay because it's not part of your employer's plan' date=' you're out of luck. If it's because you have a low BMI, you may be able to have the surgery but you will have to have co-morbids to qualify and a willing PCP who will go to bat for you?

tmf[/quote']

Thanks but my insurance won't pay because it's not part of our plan. I was reading somewhere and somebody posted that the doctor put they were having a hernia surgery for them to have the surgery. So while removing the hernia they had the lapband done also.

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Insurance fraud is a serious crime and I wouldn't recommend you solicit your surgeon to do it. There are far too many eyes in surgery and too many whistleblowers to attempt something like that.

jmo of course.

tmf