Well I faxed my stuff in the 1st in the afternoon and I sent in certified mail too. I got a letter dated the 2nd denying the appeal for the same reasons. I want to know how they could have got my letter read it and denied that quickly they cant do anything overnight and this was less than 12 hours ????

Jill, these denials are sometimes not a matter of anyone actually reading anything. I know my second denial turned around on a dime--it just was a matter of routine for the carrier and they weren't at all interested in anything I had to say.

Do you have an external review option? What are your rights as a consumer in your state with regard to insurance carrier decisions?

yes I am going to go before a panel of Dr, RN's and such at a appeal hearing I wish I knew where I could find some legal info about min coverage in Indiana law. Anyone know? Anyone know and use a lawyer specializing in Bari stuff???? thanxs Jill